1811 Cutlass RD, Moneta, VA 24121

$1,390,000
Property Type: Residential Bedrooms: 4 Baths: 4.1 Square Footage: 3,008 Lot Size (sq. ft.): 45,738 Status: Active
Current Price: $1,390,000 List Date: 9/26/2026 Last Modified: 11/02/2026

Description

From the moment you enter this idyllic property through the majestic stone and wrought iron entrance gates, you sense something special awaits. This exceptional updated like-new waterfront home sits on a very gently sloping lot, offering privacy, security and very nice lake views. The owners have invested significant love and money over the years updating the property with many highly desired quality features. Major updates include Approved 6 Bedroom Septic Permit, Composite Decking on the front and rear decks providing low maintenance, charm and quality finishes; a beautiful Granite Countertop in the updated kitchen making it a special place to work and entertain, Updated Bathrooms throughout the house, a fully Finished Basement with luxury vinyl flooring, two New Bathrooms a comfortable Family Room and a 'Flexible' area that could be more bedrooms or a workout area or a workshop just waiting for you to decide what to call it; and the construction of a large detached 3 car $100,000 Shop Building (28' deep x 40' wide x 10' high) with heating and cooling providing 1120sf of year round work space and also features 10' x 40' of upstairs storage. Additionally, the house has a New Furnace. Both new furnaces can be monitored from your Cell Phone! A list of the numerous updates is detailed in the Document file. This house has never been short-term rented but would be ideal for that use. The house currently has a 3-bedroom septic system but engineering is complete to expand to a 6-bedroom system, awaiting only county approval. See the Document File The Flexible Space shown on the basement floor plan could easily be converted to additional bedroom space. Being good stewards of the property, the owners also updated the waterfront which is only a few steps from the back door making it an easy multigenerational walk to enjoy the water. The dock has been enlarged and extended further into the lake, creating a fully functional boat lift that currently provides lake access even when the water level is 5' below full pond. The cove's gentle nature has created a highly desired beach area coveted by all ages, making it ideal for boating and swimming. This property provides the unique opportunity to enjoy the lake's most sought-after amenities: A Quality Built Home, An Abundance of Bedrooms and Bathrooms, Large Work Shop, Gently Sloping Lot, Central Location by Land and Lake, Short Term Rental Potential, Close to the SML Airport, Only a Few Steps from the Lake, Quiet Water and a Beach! Come live the Lake Dream!

More Information MLS# 931794

Contract Information

Current Price: $1,390,000 List Price: $1,390,000 List Date: 2026-09-26 Status: Active

General Property Description

Property Sub-Type: Single Family Residence Residential Type: Detached Construction Status: Completed Year Built: 2003 Total Bdrm: 4 Total Bths: 4.1 Total F Baths: 4 Total H Baths: 1 Entry Above Grd Fin SQFT: 1508 Lower Below Grd Fin SQFT: 1500 Total Fnshd SqFt: 3008 Total Above Grd Fin SQFT: 1508 Grand Total Attached SQFT: 3008 Basement Y/N: Yes Prim. Covered Prking: Garage Attached # Prim Cov Spaces: 2 Add'l Covered Prkng: Garage Detached # Add Cov Spaces: 3 Addl Covered Parking SQFT: 1120 Primary Covered Parking SQFT: 444 Total Cov'd Prk Spc: 5 Total Acreage: 1.05 Water Class: Waterfront Property Water ID: Smith Mtn Lake Length of Waterfront: 105

Location Legal Taxes

Area: 0690 - SML Bedford County Street Number: 1811 Street Name: Cutlass Street Suffix: RD State/Province: VA Zip Code: 24121 Subdivision: The Forty Acres Municipality: Bedford County Elementary School: Huddleston Middle School: Staunton River High School: Staunton River

Internet Access

Cur'nt Internet Prov: Xfinity

Primary Bedrooms

Primary BR Entry Lvl: 1 Primary BR Lower Lvl: 1

Bedrooms

BR Entry Level: 3 BR Lower Level: 1

Full Baths

Full Baths Entry Lvl: 2 Full Baths Lower Lvl: 2

Half Baths

Half Baths Entry Lvl: 1

Laundry

Laundry Lower Level: 1

Water Details

Shoreline Mgmt Plan: Yes Number Covered Slips: 1

Property Features

Style of House: 1 Story; Contemporary Limited Service: Not Limited Service Lot Description: Gentle Sloping; Views Construction: Vinyl Basement: Full; Walk-Out Access Heating: Heat Pump Electric Cooling: Heat Pump Electric Interior Features: Breakfast Area; Cathedral Ceiling(s); Ceiling Fan(s); Drapes; Storage; Walk-In Closet(s) Exterior Features: Deck; Garden Space; Patio; Paved Driveway; Other - See Remarks Views: Lake Appliances: Dishwasher; Clothes Dryer; Freezer; Microwave Oven (Built In); Garage Door Opener; Refrigerator; Range Electric; Clothes Washer Misc Features: Cable TV; Maint-Free Exterior; Paved Road; Private Road; Underground Util Area Amenities: Marina Access; Restaurant Floors: Luxury Vinyl Plank; Carpet; Vinyl Windows: Insulated; Tilt-In Exterior Doors: Insulated; Sliding Porch: Covered Porch; Front Porch; Rear Porch Water Description: Private Well Sewer Description: Private Septic Water Heater Type: Tank Water Htr Energy: Electric Internet Access: Fiber Boat Dock Desc: Party Deck; Floater; Stationary; Boat Hoist Water Features: Cove; Riprap Shoreline; Beach Front Water Details: Short Term Rental

Room Information

Foyer Level: Entry Level: Entry Great Room Level: Entry Level: Entry Dining Area Level: Entry Level: Entry Kitchen Level: Entry Level: Entry Primary Bedroom Level: Entry Level: Entry Bedroom 2 Level: Entry Level: Entry Bedroom 3 Level: Entry Level: Entry Family Room Level: Lower Level: Lower Recreation Room Level: Lower Level: Lower Primary Bedroom Level: Lower Level: Lower Laundry Level: Lower Level: Lower Work Room Level: Entry Level: Entry Remarks: Little Storage Room off Garage, Could be a future Laundry
Listing Office: BUYERS AGENCY OF SMITH MOUNTAIN LAKE LLC
Last Updated: November - 02 - 2026
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