116 Clipper CIR, Moneta, VA 24121

$1,525,000
Property Type: Residential Bedrooms: 4 Baths: 3.1 Square Footage: 3,742 Lot Size (sq. ft.): 26,136 Status: Pending
Current Price: $1,525,000 List Date: 9/11/2026 Last Modified: 11/02/2026

Description

This lake home offers a rare sense of privacy and elevation, tucked into a park like setting while positioned within one of Smith Mountain Lake's premier golf and waterfront communities, The Waterfront Country Club. The setting is what truly distinguishes this property. Nestled in a quiet, deep water cove, the home enjoys 171 feet of protected shoreline where the water remains calm, peaceful, and ideal for swimming. With approximately 13 feet of water at full pond, slipping the boat in and out is effortless. No skiing, no wakeboarding--just quiet water, a naturalized lakeside yard, and a cove that feels like your own private swimming hole. Yet you are only minutes from a larger cove and then the main channel, offering a balance of serenity at home and convenience when you're ready to explore the lake. The home carries the charm of an original lake cottage with a modern, open feel. Built in 1985 and thoughtfully renovated in 2019 and 2022, the updates include opening the great room to highlight the wooded, treehouse like setting. Upon entering, the warm wooden ceiling frames the space, and views extend toward the Peaks of Otter--an uncommon vantage point that gives the home a sense of retreat and elevation rarely found at Smith Mountain Lake. Renovation highlights include engineered hickory flooring on both levels, fresh interior and exterior paint, and a beautifully updated kitchen featuring granite countertops, a new backsplash, and Bosch appliances. All bathrooms were fully renovated, including a standout primary suite with a copper soaking tub and a separate toilet room. The entry closet was removed to expand the great room, creating improved flow and stronger sightlines. In 2022, a mini split was added to heat and cool the side porch, and an Accessory Dwelling Unit was constructed above the utility/workshop garage. This private guest suite offers a bedroom, kitchen, full bath, and great room--ideal for extended family, multi generational living, or long term guests. The addition includes its own HVAC and water heater. Major systems include an approximate 2015 roof, 2016 shoreline riprap, a 26KW whole house generator, and the 2022 ADU with dedicated mechanicals. The Waterfront Country Club offers a private, amenity rich lifestyle at Smith Mountain Lake, blending championship golf, a welcoming 22,000 square foot clubhouse, tennis, fitness, dining, and a junior Olympic sized pool. Members enjoy a nearly 7,000 yard Fazio designed course, on site golf professionals, and a full calendar of events--all surrounded by the natural beauty and recreation of the lake. A premier community where golf, water, and lifestyle come together.

More Information MLS# 931121

Contract Information

Current Price: $1,525,000 List Price: $1,525,000 List Date: 2026-09-04 Status: Pending

General Property Description

Property Sub-Type: Single Family Residence Residential Type: Detached Construction Status: Completed Year Built: 1985 Total Bdrm: 4 Total Bths: 3.1 Total F Baths: 3 Total H Baths: 1 Entry Above Grd Fin SQFT: 1842 Lower Below Grd Fin SQFT: 1200 Other Above Grd Fin SQFT: 700 Total Fnshd SqFt: 3742 Total Above Grd Fin SQFT: 2542 Grand Total Attached SQFT: 3742 Basement Y/N: Yes Prim. Covered Prking: Garage Attached # Prim Cov Spaces: 2 Uncovered Parking: Off Street Parking Uncovered # Spaces: 4 Total Cov'd Prk Spc: 2 Total Acreage: 0.6 Water Class: Waterfront Property Water ID: Smith Mtn Lake Length of Waterfront: 171

Location Legal Taxes

Area: 0490 - SML Franklin County Street Number: 116 Street Name: Clipper Street Suffix: CIR State/Province: VA Zip Code: 24121 Subdivision: The Waterfront Municipality: Franklin County Elementary School: Dudley Middle School: Ben Franklin Middle High School: Franklin County

Status Change Info

Ratified Contract Dt: 2026-09-15

Fireplace

# Fireplaces: 2

Primary Bedrooms

Primary BR Entry Lvl: 1 Primary BR Other Lvl: 1

Bedrooms

BR Entry Level: 1 BR Lower Level: 2 BR Other Level: 1

Full Baths

Full Baths Entry Lvl: 1 Full Baths Lower Lvl: 1 Full Baths Other Lvl: 1

Half Baths

Half Baths Entry Lvl: 1

Laundry

Laundry Lower Level: 1

Water Details

Channel Marker: R24 Number Covered Slips: 1

Property Features

Style of House: Contemporary Limited Service: Not Limited Service Lot Description: Views; Wooded Construction: Stone; Wood Basement: Full Heating: Heat Pump Electric Cooling: Heat Pump Electric Fireplace: Family Room; Great Room Interior Features: Bookcases; Cathedral Ceiling(s); Ceiling Fan(s); Storage Exterior Features: Deck; Paved Driveway Appliances: Dishwasher; Clothes Dryer; Microwave Oven (Built In); Garage Door Opener; Refrigerator; Range Electric; Clothes Washer Misc Features: In-Law Quarters Area Amenities: Private Golf; Tennis Court(s) Floors: Tile - i.e. ceramic; Wood Windows: Insulated; Screen Porch: Front Porch Water Description: Community System Sewer Description: Private Septic Water Heater Type: Tank Water Htr Energy: Electric Internet Access: Cable Boat Dock Desc: Party Deck; Floater; Stationary; Boat Hoist Water Features: Cove

Room Information

Primary Bedroom Level: Entry Level: Entry Remarks: update primary suite soaking copper tub Primary Bedroom Level: Entry Level: Entry Remarks: Accessory Dwelling Unit Bedroom 2 Level: Lower Level: Lower Bedroom 3 Level: Lower Level: Lower Great Room Level: Entry Level: Entry Dining Area Level: Entry Level: Entry Sun Room Level: Entry Level: Entry Family Room Level: Lower Level: Lower Office Level: Lower Level: Lower
Listing Office: DEB BERAN PROPERTIES
Last Updated: November - 02 - 2026
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